Commercial Auto Insurance

Protect Drivers & Vehicles with Commercial Auto Insurance in Michigan

When Do You Need Commercial Auto Insurance?

If your business owns one or several vehicles, a commercial auto policy is the only way to insure them against common on or off-road accidents.

If you lease, rent or hire vehicles your commercial auto policy can be customized to cover these additional exposures.

Commercial auto insurance in Michigan can provide several protections to your business:

Personal Injury Protection (PIP) – Pays for the medical expenses of the driver and passengers in your car that resulted from a covered auto accident.
Bodily Injury Liability Insurance (BI) – Pays for damages associated with tort liability from an accident, such as excess lost wages, pain and suffering compensation, or excess medical benefits.
Collision Coverage – Pays for damage to your vehicle from a collision with another vehicle or object.
Underinsured Motorist / Uninsured Motorist Coverage – Pays for your damages caused by an uninsured or a hit-and-run driver. Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss.

If your business owns one or several vehicles, a commercial auto policy is the only way to insure them against common on or off-road accidents.

If you lease, rent or hire vehicles your commercial auto policy can be customized to cover these additional exposures.

Get started with a quote, then work with our expert team to customize the right plan for your business.

Do you need to report a claim? Our dedicated claims specialists are standing by to help!

Find out about our claims process, who to contact, and how you can receive afterhours claims assistance.